BEGIN YOUR JOURNEY PREPARED......
Welcome to the home buyers section, assisting buyers looking for Surprise or Sun Cities real estate and homes for sale.
The first step a prospective homebuyer should take is to insure that they are qualified to purchase a home and to find out exactly how much of a home they can afford. And just because a buyer can afford a certain purchase price, that buyer may not wish to nor should they go to the limit of their qualifying amount. Things always come up that require extra cash, taking away from your monthly payment, such as unexpected repairs or replacements.
When qualifying for a home, your real estate agent will need to present a Pre-Qualification Form with your offer. So choosing a lender to work with is advised before you begin the house-hunting process. Even if you have bought homes before, the Pre-Qualification Form is strongly advised to present with all offers if you finance the home. Visiting with a lender beforehand will save a lot of time and your agent will only be showing you homes that you can afford.
SOME WONDERFUL LOCAL LENDERS.......
If you do not have a local lender that you know, I work with some wonderful Loan Officers that you might want to consider.
|Estelle Pioro has been a Loan Consultant for 25 years working in partnership with her clients to identify their needs and helping them select the appropriate loan program. Estelle has been recognized by the West Maricopa Association of Realtors in many venues as well as working with the Realtors Helping Seniors program and receiving several Outstandinbg Service Awards. Estelle is affiliated with US Bank and can be reached at (602)684-2807 or e-mailed at Estelle.Pioro@USBank.com. You can also visit Estelle at her website.
HOME INSPECTIONS ARE A MUST......