Welcome to the home buyers section, assisting buyers looking for Surprise or Sun Cities real estate and homes for sale.
The first step a prospective homebuyer should take is to insure that they are qualified to purchase a home and to find out exactly how much of a home they can afford. And just because a buyer can afford a certain purchase price, that buyer may not wish to nor should they go to the limit of thier qualifying amount. Things always come up that require extra cash, taking away from your monthly payment, such as A/C's that break down, water heaters that quit, and other homeowner items that happen unexpectedly.
When qualifying for a home, your real estate agent will need to see a Loan Status Report (LSR). This completed form must be presented with your offer to purchase a home. So go to a Lender of your choice and have them pre-qualify you. Even if you have bought homes before, the LSR is required with all offers, if you finance the home, so this step will save a lot of time and your agent will only be showing homes that you can afford.




