BEGIN YOUR JOURNEY PREPARED.............

Welcome to the home buyers section, assisting buyers looking for Surprise or Sun Cities real estate and homes for sale. 

The first step a prospective homebuyer should take is to insure that they are qualified to purchase a home and to find out exactly how much of a home they can afford.  And just because a buyer can afford a certain purchase price, that buyer may not wish to nor should they go to the limit of thier qualifying amount. Things always come up that require extra cash, taking away from your monthly payment, such as A/C's that break down, water heaters that quit, and other homeowner items that happen unexpectedly.

When qualifying for a home, your real estate agent will need to see a Loan Status Report (LSR).  This completed form must be presented with your offer to purchase a home.  So go to a Lender of your choice and have them pre-qualify you.  Even if you have bought homes before, the LSR is required with all offers, if you finance the home, so this step will save a lot of time and your agent will only be showing homes that you can afford.

SOME WONDERFUL LOCAL LENDERS............

 If you do not have a local lender that you know, I work with some wonderful Loan Officers that you might want to consider.

Ken Geiger is a native of Ohio, moving to Arizona in 1984 to earn a Bachelor’s Degree from Northern Arizona University. Ken has been in the lending industry since 1985, specializing in retirement communities. Ken is very involved with the community in which he works and lives. Ken is affiliated with Johnson Bank and can be reached at (480) 595-4977 or e-mailed at KGeiger@JohnsonBank.com.
 
 
 
 
 
 
 
 Estelle Pioro has been a Loan Consultant for 25 years working in partnership with her clients to identify needs and establish goals, developing a plan, helping them select the appropriate loan program. Estelle’s mission is to develop a trusted financial relationship by providing professional guidance and solutions based on her clients needs. 
 
Throughout her 25 years as a mortgage consultant Estelle has been recognized as a West Maricopa Association of Realtors (WeMAR) Platinum Affiliate, President’s Club Member, Affiliate of the Year both with the Board of Realtors and Women’s Council of Realtors and has “twice” received the Marleen Kaufman Outstanding Service Award. Actively involved with the WeMAR Board of Realtors, WCR member for 21 years, 7 years working with Realtors Helping Seniors. Estelle is affiliated with US Bank and can be reached at (602)684-2807 or e-mailed at Estelle.Pioro@USBank.com. You can also visit Estelle at her website.

HOME INSPECTIONS ARE A MUST...........

The next important process is to hire a Home Inspector. Often times a home looks in great condition but you never really know until it has had a professional home inspection. Home inspectors are trained to inspect all the major components of the home and educate the buyer about normal maintenance of those components.  If major problems or even minor repair issues are found, the inspector will recommend that a licensed professional in that particular trade should further investigate or repair/replace the problem item. Often times the problem is able to be repaired/replaced by a competant handyman. That is the choice of the buyer. One of my recommended home inspectors is Dave Berry.

David Berry, Owner/Inspector, AZ CERT #38633, has been inspecting homes in the Phoenix area for over 8 years and has inspected nearly 6000 structures since 2001. David is experienced in the home industry having been in the local carpenter union for over 13 years prior to becoming a home inspector in 2001. He has over 180 hours of home inspection training and worked for the Valleys largest franchise his first two years of home inspecting. In 2004 Dave started Horizon Home Inspections and with Horizon he has performed over 3000 home inspections for his satisfied clients. Horizon is a “FAMILY OWNED and FAMILY TRUSTED” company. You can contact Dave at (623)322-9035, or visit his web site at www.HorizonHomeInspection.com. Click here for an example of one of Dave's inspection reports.



 

 

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Long Realty West Valley
14245 W. Grand Ave. Ste# 1 • Surprise, AZ 85374
Direct: (623)910-3576 • Toll-Free (877)439-7431
Toll-Free Fax: (866)805-6831


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