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BUYERS, BEGIN YOUR JOURNEY PREPARED......


Welcome to the home buyers section, assisting buyers looking for Surprise or Sun Cities real estate and homes for sale.The first step a prospective home buyer should take is to insure that they are qualified to purchase a home and to find out exactly how much of a home they can afford.  And just because a buyer can afford a certain purchase price, that buyer may not wish to nor should they go to the limit of their qualifying amount.  Things always come up that require extra cash, taking away from your monthly payment, such as unexpected repairs or replacements.When qualifying for a home, your real estate agent will need to present an approved Arizona Association of Realtors Pre-Qualification Form with your offer.  So choosing a lender to work with is advised before you begin the house-hunting process.  Even if you have bought homes before, the Pre-Qualification Form is required to present with all offers if you finance the home. Visiting with a lender beforehand will save a lot of time and your agent will only be showing you homes that you can afford.

 

SOME WONDERFUL LOCAL LENDERS.......

If you do not have a local lender that you know, I work with some wonderful Loan Officers that you might want to consider. Just give me a call and I can head you in the right direction.

 

HOME INSPECTIONS ARE A MUST......

Once your offer is accepted, the next important process is to hire a Home Inspector.  Often times a home LOOKS in great condition but you never really know until it has had a professional home inspection.  Home inspectors are trained to inspect all the major components of the home and educate the buyer about normal maintenance of those components.  If major problems or even minor repair issues are found, the inspector will recommend that a licensed professional in that particular trade should further investigate or repair/replace the problem item.  Often times the problem is able to be repaired/replaced by a competent handyman. One of my recommended inspectors is Dave Berry.

David Berry, Owner/Inspector, AZ Cert #38633, has been inspecting homes in the Phoenix area for over 17 years and has inspected nearly 6,000 structures since 2001.  David is experienced in the home industry having been in the local carpenter union for over 13 years prior to becoming a home inspector in 2001.  David has over 180 hours of home inspection training and worked for the Valley's largest franchise his first two years of home inspecting.  In 2004, David started Horizon Home Inspections and with Horizon he has performed over 3000 home inspections for his satisfied clients. David is also a licensed termite inspector, so as a part of his inspection, he looks for termites, a common pest in Arizona. Horizon is a "FAMILY OWNED and FAMILY TRUSTED" company.  You can contact Dave at (623)322-9035 or visit his web site at www.HorizonHomeInspection.com.  Click here for an example of one of Dave's inspection reports.